Products/identity/PAN Verification
identity verification

PAN Verification API

The PAN Verification API validates a Permanent Account Number (PAN) against the authoritative registry in real time. It returns the registered name, PAN type (individual or company), and validity status - giving you authoritative, source-attributed data for KYC and onboarding flows.

Latency

<200ms

Accuracy

99.9%

Use Cases

  • KYC during bank account opening
  • Loan origination identity checks
  • Fintech onboarding and e-KYC
  • GST registration verification
  • Insurance proposal verification

Industries

BankingNBFCFintechInsuranceLegal

Frequently asked questions

What format should the PAN be in?

Standard 10-character alphanumeric PAN format (e.g. ABCDE1234F). The API is case-insensitive.

Can I verify company PANs?

Yes. The API handles all PAN types including Individual, Company, Firm, HUF, AOP, and BOI.

Does this API check Aadhaar linkage?

Yes. The response includes an aadhaar_linked boolean indicating whether the PAN is linked to an Aadhaar.

Is this compliant with KYC compliance guidelines?

Yes. The data is sourced directly from the authoritative registry and the response is timestamped and source-attributed for audit purposes.

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