Verification APIs built for NBFC compliance.
NBFCs face strict requirements on customer due diligence and KYC. DataFlag's APIs integrate into loan origination systems to verify identity, business registration, and PAN-Aadhaar linkage in under 300ms.
Industry challenges
High-velocity origination
Loan volumes require verification at machine speed, not human speed.
KYC compliance
Master Direction on KYC requires specific data points from authoritative sources.
Fraudulent loan applications
Identity and business verification fraud drives NPA growth.
Thin-file applicants
MSME and informal sector borrowers have limited credit history.
How it works
- 1
Applicant submits PAN and business registration details
- 2
DataFlag runs PAN, Aadhaar linkage, and GSTIN verification in parallel
- 3
Udyam or MSME registration is confirmed for MSME lending
- 4
Results are returned with source attribution for compliance documentation
- 5
Risk engine makes origination decision within SLA
Reduce fraud losses by up to 40%. Audit-ready trails on every verification.
Recommended APIs
PAN Verification
Verify PAN card details in real time against authoritative registry records.
PAN to Aadhaar
Cross-verify PAN with Aadhaar linkage status in real time.
GST PAN Linkage
Verify whether a PAN is correctly linked to a given GSTIN.
Udyam Verification
Verify Udyam Registration Number and fetch enterprise details from the Udyam portal.
MSME Verification
Verify MSME registration details and classification from the Ministry of MSME.
Vehicle RC Verification
Verify vehicle Registration Certificate details in real time.
Driving Licence Verification
Verify Driving Licence validity, class, and holder details from the national DL registry.
Ready to verify your nbfc customers?
Talk to our team or start with the free sandbox.