Detect fraud at policy issuance, not at claims.
Insurance fraud costs the industry thousands of crores annually. DataFlag gives insurers the verification infrastructure to confirm identity and vehicle details at origination - before policies are issued and fraudulent claims filed.
Industry challenges
Motor insurance fraud
Staged accidents, inflated claims, and unverified vehicle details are endemic.
Identity misrepresentation
Fraudulent identity documents used to obtain policies under false pretenses.
Proposal form inaccuracies
Material misrepresentation of proposer details at the point of sale.
Compliance requirements
Regulators require documented KYC and verification at onboarding.
How it works
- 1
Proposer submits details at proposal stage
- 2
Identity verified via PAN and DL in real time
- 3
Vehicle RC, engine, and chassis numbers confirmed in real time
- 4
Existing challans surfaced to assess risk profile
- 5
Verification record attached to policy for claims defence
Detect synthetic identity at origination. Claims fraud defence built in.
Recommended APIs
Driving Licence Verification
Verify Driving Licence validity, class, and holder details from the national DL registry.
Vehicle RC Verification
Verify vehicle Registration Certificate details in real time.
PAN Verification
Verify PAN card details in real time against authoritative registry records.
Vehicle Challan
Check pending and paid traffic challans on any vehicle by RC number.
RC to Engine & Chassis
Fetch engine number and chassis number from a vehicle RC number.
Aadhaar Address Verification
Verify and retrieve the registered address linked to an Aadhaar number.
Ready to verify your insurance customers?
Talk to our team or start with the free sandbox.